About Cyber Liability

Technology is rapidly changing our world, and at the Archer Insurance Agency, it’s our job to make sure that we help your business stay protected against the unforeseeable threats of this new virtual landscape. From data breaches to ransomware, at the Archer Insurance Agency we will guide you through the options of Cyber Liability Insurance to protect your business from all fronts.

• Why do I need a Cyber Liability Policy?

Due to the ever-increasing use of technology in business, it is of great importance to make sure that your business is protected against both physical and cyber threats. Obtaining a Cyber Liability policy does this by providing coverage for incidents that could occur as a result from virtual threats. Cyber Insurance is often recommended as an add on to ones General Liability Insurance Policy.

• What does Cyber Liability protect me against?

Cyber Liability Insurance will cover the costs related to legal fees and financial expenses that result from data breaches, hacks, viruses, or malicious software. Cyber Liability can also cover the costs of notifying customers of said cyber-event, as well as the costs of recovering compromised data and repairing damaged systems. Certain plans will also cover ransom costs.

• Do I need a Cyber Liability policy?

If your business is based or heavily depends on the use of technology such as information systems, the internet, and other kinds of software having a Cyber Liability policy is highly recommended. Cyber Liability policies can help protect your and your customers information and protect you from financial losses related to cyber issues. Cyber Liability policies do not cover physical damage to computers or other business equipment.

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