Updates from the Archer Insurance Agency

Fall Is In the Air

October 17, 2022

Fall is in the air! That means pumpkin spice lattes and cozy sweaters, but it also means fall related incidents. As the seasons change so do the claims we see in insurance. There are eight main incident increases during the fall months. Animal Collisions – Most wildlife related accidents occur between October and December. As

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Vehicular Theft – Top 5 States

October 11, 2022

Something we never want happening is walking out to our car only to find that it’s been stolen. Were your personal belongings in that vehicle, anything of sentimental value? Now its gone and you have the unfortunate chore of filing a police report, contacting your insurance provider and hoping you have coverage for theft! Unfortunately,

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How A Cyber Liability Policy Can Protect You and Your Business

November 10, 2021

It seems that nowadays every time you check the news something major has happened relating to cybercrimes. This year alone we have experienced a multitude of hacks, such as that of T-Mobile in February, the Facebook data breach in April, and the recent breach of Robinhood a few weeks ago. With all these major cyberattacks

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How an Umbrella Policy Offers Increased Protection

October 27, 2021

Personal Umbrella Policy If you’ve never heard of an Umbrella Policy we wouldn’t be surprised. Umbrella Policies, also known as Personal Liability Umbrella Insurance are some of the most under-utilized insurance policies on the market. Although not standalone policies, an umbrella policy is a great tool to have in your family’s financial arsenal. What is

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What Could You Lose in a Lawsuit?

August 24, 2021

Lawsuits are very common nowadays, with an estimated 40 million lawsuits being filed every single year according to Forbes Magazine. Lawsuits can come with a lot of expenses, including legal fees for both those who sue and those being sued, as well as the cost of a judgement, which could result in a significant payout.

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The Importance of a Homeowners Insurance Policy

August 10, 2021

Numbers don’t lie, and when reviewing the data on Homeowners Insurance policy claims, one can easily recognize the importance of having a policy. With the price of homes steadily on the rise and an active presence of natural disasters, a homeowners insurance policy is critical to help shield your family from financial ruin. As of

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New Flood Insurance Trends in California

August 9, 2021

FLOOD INSURANCE INDUSTRY UPDATE A flood can be a devastating natural disaster. These events cause approximately $1 Billion worth of damage every year in the Western United States alone. Fortunately, an industry-wide realization is on the way, and many insurance companies are increasing their flood protection offerings in states such as California. Due to this

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Protecting your valuables and jewelry with insurance

July 27, 2021

Often overlooked, protecting your valuable items with insurance is a powerful tool to have in your insurance arsenal. Whether it’s an engagement ring or a family heirloom, these special pieces must be insured to their value, which often is not covered on a standard homeowner’s policy . Commonly referred to as “Jewelry Insurance” or “Valuable

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Major Insurance Providers take a New Initiative to Prevent Wildfire Damage

July 15, 2021

We all know the devastation caused in people’s lives as the result of a raging wildfire. In states such as California, this unfortunate natural disaster happens far too often. However, the insurance industry has begun to recognize the importance of taking proactive measures for defending properties against wildfire destruction. This shift in approach can be

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